Department of Industrial Relations

The Office of Self Insurance Plans (OSIP), an office within the Director’s office of the Department of Industrial Relations (DIR), authorizes qualified employers to provide their own coverage for workers’ compensation liabilities.

The Director of DIR is responsible for certification of public and private self-insured employers, third-party administrative agencies that oversee self- insurance claim programs, and individual claims adjusters.

Self-insurers are required to post a security deposit — adjusted annually to cover expected liabilities — and to submit to OSIP audits. For more information, please visit the OSIP website.

For “Excluded” self-insured entities, (i.e. those not eligible for the Alternative Security Program) , OSIP determines the amount of collateral (security deposit) a self-insured member must post with the State to cover its expected future claim costs in the event the entity defaults on its California workers’ compensation obligations.  These are based on actuarial estimates contained in required actuarial reports due May 1 of each calendar year.  For more information about the required actuarial reports click here.